Cautious Investor says:
All this guy seems to be interested in is selling me a high-commission ANNUITY, then passing it off as something he is doing for free. Don't be fooled by his charm and his TV commercials! Get all the facts and do your research. When I did, I found a LOT of important information that he conveniently failed to mention about what he was selling me. Seek advice from a reputable financial planner, not an annuity salesman!